PNC Bank, National Association (PNC Bank) is the trustee for the BIT. PNC Bank licenses from the AFL-CIO the use of the name “AFL-CIO” in connection with the fund’s name and its activities. Opinions or statements herein by third parties are not representations, warranties, or opinions of PNC Bank. The inclusion or listing of these third parties also should not be considered an endorsement by these third parties. No individuals quoted or mentioned in this material were compensated or received remuneration of any kind.